UnionServices.com

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Welcome to UnionServices.com

What We Do

Thank you for reviewing the benefits and services from Union Services of America. We are a national, independent organization of Insurance and Financial Service Professionals who service Union Members through their Local Union.

Our mission is to add value to your Union Membership by offering benefits and services that are not available outside of your Union Membership.

 

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Why Life Insurance?

Many of us enjoy saving our money hoping to build for a comfortable retirement and perhaps a legacy for our children. But what if we don't make it to retirement? What if something happens and, well, you're gone. We have all seen this happen to a friend or loved one, and we all asks the same question, "Did he or she have any Life Insurance?". The truth is that someone dying is both intensely emotional and very expensive with funeral costs, income disruption, and sometimes large medical bills. All this while your family was relying on you and your income for necessities like food, shelter, school, transportation and other needs. Life Insurance is designed to reduce or eliminate the financial risk of the loss of you or your Spouse.

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Watch Roscoe on the Wealth Channel

Listen to Roscoe in an emotional Video for the Wealth Channel where he discusses the moral issues surrounding Persistent Vegetative States. Roscoe Douglas CLU, RHU, is a Partner with UnionServices.com and Presdent of First Benefits, inc.

Watch the Video...

 

Pension Maximization Illustration

Provided by: Union Services of America, LLC.

Proposal Date: May 4, 2011
Proposal for: Teamster Union Member (with the older Pension Plan)
Assume $2336 Retirement Pension

OPTION 1 – Take Reduced Pension with ½ Survivor Benefits

  • Reduction for Survivor Benefits: 15% or $350
  • Monthly Pension while Primary is living: $1984
  • Reduced, Monthly Survivor Benefits after Primary’s death: $993

OPTION 2 - PENSION MAXIMIZATION PLANNING

  • No Reduced Pension – Monthly Pension: $2336
  • Buy Life Insurance Guaranteed to Age 100
  • Death Benefit: $150,000
  • Estimated Monthly Premium: $270 (assuming issued Standard Plus or better)
  • Estimated Monthly Savings from not taking Option 1: $80

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Polls

Do you want Government-run Healthcare?